【Special Enrolment in Industrial Accident Compensation Insurance for Employees Dispatched Overseas】Twincities Labour & Social Security Consulting

When employees originally employed in Japan are devoted to overseas business, they can specially enrol in industrial accident compensation insurance. 

In this case, the business carried out in Japan needs to be continuous, i.e., not fixed-term one.

If it meets this condition, the business carried out overseas does not need to be continuous.

 

When the company overseas which employees work for is large-sized, it is necessary that they are dispatched as workers, not exuecutive officers, to enrol in industrial accident compensation insurance.

On the other hand, if the company overseas is small or medium-sized, employees can enrol in the insurance even if they are dispatched as executive officers.

 

With regards to this insurance, small or medium-sized business is defined as follows:

- Finance, insurance, real-estate and retail business...Usually employes 50 or fewer workers

- Wholesale and service business...Usually employes 100 or fewer workers

- Other types of business...Usually employes 300 or fewer workers.

 

In enrolling in industrial accident compensation insurance, the company can select a basic daily benefit payment for each employee from the following:

3,500 yen, 4,000 yen, 5,000 yen, 6,000 yen, 7,000 yen, 8,000 yen, 9,000 yen, 10,000 yen, 12,000 yen, 14,000 yen, 16,000 yen, 18,000 yen, 20,000 yen, 22,000 yen, 24,000 yen, and 25,000 yen.

 

The insurance rate is single; 0.3%.

 

I recommend that the basic daily benefit payment basic daily benefit payment be selected based on the one thirty of the employee's monthly payment.

 

This special enrolment does not need to be applied for all employees dispatched abroad.

 

I reccomend using this special enrolment depending on necessities.

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Read this QR code and feel free to make an imquiry.

 

 

なお、海外の派遣先が第1種特別加入の際に説明した中小事業の範囲に該当しない場合は労働者として派遣する場合に限定されますが、中小企業に該当する場合は派遣先の代表者として派遣される場合でも特別加入は可能です。

第3種特別加入の場合は、海外に派遣される労働者を包括して加入させる必要はなく、個別に判断して加入させることが可能です。